Disclaimer And Limitation Of Liability Policy

Effective Date: January, 1, 2026

Purpose and Scope

This Disclaimer and Limitation of Liability Policy defines the boundaries of responsibility, reliance, and liability applicable to information, analysis, communications, and materials provided by Afintrix Advisory Analytics LLC (“Afintrix,” “we,” “us,” or “our”).
Afintrix is an advisory, analytics, and governance firm providing structured oversight, compliance, and financial analysis support. This policy applies to all engagements, communications, reports, analyses, website content, and informational materials provided by Afintrix unless otherwise expressly stated in a written agreement.

Nature of Information and Services

All information, analysis, observations, and materials provided by Afintrix are based on the scope of the engagement and on information supplied by clients or obtained from sources believed to be reliable.
Unless expressly stated in writing:
  • Information provided by Afintrix does not constitute legal advice or legal representation
  • Information does not constitute investment, brokerage, or securities advice
  • Analytical findings do not represent guarantees of accuracy beyond available information
  • Oversight and review activities do not replace client management responsibilities
Clients remain solely responsible for decisions, actions, implementation, and compliance outcomes.

Reliance on Client-Provided Information

Afintrix relies on the completeness, accuracy, and timeliness of information provided by clients or authorized representatives.
Afintrix does not independently verify all information unless expressly agreed within the engagement scope. The firm is not responsible for errors, omissions, or outcomes resulting from inaccurate, incomplete, misleading, or untimely information supplied by others.

No Guarantee of Outcomes

Analytical review, compliance oversight, fraud forensics, transaction analysis, or monitoring activities performed by Afintrix do not guarantee:
  • Detection or prevention of fraud or financial misconduct
  • Regulatory approval, examination outcomes, or audit results
  • Accuracy of third-party records or representations
  • Future financial performance or risk mitigation
Findings and conclusions reflect professional judgment applied to available information within defined engagement limits.

Limitation of Liability

To the maximum extent permitted by applicable law, Afintrix’s total liability arising from or related to any engagement, communication, or service is limited to the fees actually paid to Afintrix for the specific engagement giving rise to the claim.
Under no circumstances shall Afintrix be liable for:
  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, business opportunity, or goodwill
  • Business interruption or operational disruption
  • Data loss not directly caused by Afintrix’s willful misconduct
This limitation applies regardless of the legal theory asserted, including contract, negligence, or otherwise.

Third-Party Materials and Links

Afintrix materials may reference or include information from third-party sources. Such information is provided for context or reference only.
Afintrix does not control, endorse, or guarantee third-party content and assumes no responsibility for accuracy, completeness, or reliability of third-party materials.

Force Majeure

Afintrix is not responsible for delays, failures, or inability to perform resulting from events beyond its reasonable control, including but not limited to natural disasters, public emergencies, system outages, cyber incidents, governmental actions, or legal restrictions.

Governing Law

This policy is governed by and construed in accordance with applicable laws of the jurisdiction governing the engagement or, where no engagement exists, the laws applicable to Afintrix operations.

Policy Review

This policy is reviewed periodically and updated as necessary to reflect changes in law, regulatory expectations, or firm practices.